We have found that the priorities for most people planning retirement are:
- GUARANTEED* income for LIFE
- Control of your money (you can withdraw from your principal)
- NO RISK to principal (which means your assets are not tied to the volatility of the stock market)
- Guaranteed,* potentially increasing income** for life
- Guaranteed money for your heirs and loved ones**
- Guaranteed money to pay for nursing care**
- A fighting chance against inflation
The annuities we employ can offer all of these benefits. The magic is in how we blend the available products in our proprietary plans to fit your individual circumstances. Some of the items listed are part of every plan. Various riders** make some other options available for you to choose, depending on what you want your money to do for you. Our goal is to maximize your return for the things that you feel are important.
We know that the circumstances of life can change. Our retirement income planners are specifically trained to work with clients over the long term, to see that their strategies continue to provide the income and growth they need throughout their lives. If your life changes, we are available to help you negotiate that new territory.
Whatever the case, we work to tailor each retirement income plan to the individual client. We look forward to working with you to help you reach your retirement goals.
* Annuities are contracts between you and an insurance company. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
**Annuity riders may be available for an additional annual premium that may provide additional benefits and income guarantees.