The “Hybrid” Index Annuity
For people who want to purchase annuities directly, we have developed a plan that maximizes the return on
principal throughout the life of the contract.
A “hybrid” index annuity, properly set up, can:
- Protect 100% of your principal
- Provide a guaranteed* income stream for the rest of your life—you decide when to start or stop the flow
- Potentially grow up to 8% per year
Additional riders** can provide:
- Double income to help cover healthcare expenses (for qualifying physical conditions; other limitations may apply)
- Continued income for a surviving spouse
- Increased income for heirs
We have developed an exclusive method of combining products to maximize the returns for our clients. Only associates of J.D. Mellberg Financial have been trained to use this technique.
* Annuity and life insurance policies are contracts between you and an insurance company. Product guarantees rely on the nancial strength
and claims-paying ability of the issuing insurer.
**Annuity riders may be available for an additional annual premium that may provide additional benets and income guarantees.